Workers in all industries in California face occupational hazards, and they all need to recover from workplace injuries as soon as possible and return to work. Knowing that the state-regulated insurance system is there for them might provide comfort. However, not all workers' compensation benefits claims proceedings go smoothly. A Triple Crown-winning jockey recently reported the challenges he experienced in his dealings with the California workers' compensation system.
The insurance provider that specifically covers California racetrack employees initially allowed in-home care services and physical therapy, which are crucial for riders who suffered spinal or brain injuries. Then, without prior notice, these treatments were halted. The jockey says although he ultimately managed to get permission to continue the services, stopping the treatment had an adverse impact on his recovery.
According to the injured rider, halting the treatment caused a delay in his physical recovery, and it was also logistically challenging to re-establish the physical therapy program. The reason for stopping the program is unclear, and some suggest the reason might have been financial. Policies that caps coverage at $1 million are said to fall far short in cases of severe injuries.
Victims of workplace injuries in any industry in California might not realize that they are free to secure the services of an experienced workers' compensation attorney. A lawyer can explain the available benefits and assist with the benefits claims process. In cases in which benefits are denied or halted, the attorney can help with the appeal process or negotiations with the insurance provider to obtain maximum workers' compensation benefits under applicable laws.